Flipping Homes? Here’s the Insurance You Can’t Afford to Skip

Flipping Homes? Here’s the Insurance You Can’t Afford to Skip Flipping homes can feel like starring in your own HGTV show—until things don’t go as planned. Here’s why Builders Risk Insurance is the safety net every flipper needs.

The Insurance That Saves Your Flip

Builders Risk Insurance is a temporary policy that protects properties under construction or renovation. Unlike homeowners insurance, which doesn’t cover vacant or actively renovated homes, Builders Risk Insurance shields your investment from risks like theft, vandalism, and weather damage.

For house flippers, it’s not just insurance—it’s peace of mind.

A Real-Life Lesson in Risk

Take Dan, for example. He was flipping a charming but outdated three-bedroom home in the suburbs. Vandals broke into the property, damaging fixtures and stealing materials. Without Builders Risk Insurance, Dan paid out-of-pocket for repairs and replacements, blowing his budget and shrinking his profit by nearly 40%.

Had Dan secured Builders Risk Insurance, he could have filed a claim to cover the damages and stayed on track.

Why Flippers Can’t Skip Builders Risk Insurance

Unpredictable Challenges: Protects your project from weather, theft, and vandalism.
Protecting Your Profits: Ensures unforeseen events don’t eat into your bottom line.
Meeting Lender Requirements: Many lenders won’t finance a flip without this coverage.

Flippers Who Win Always Plan Ahead

Flipping homes isn’t just about picking the right property or finding the perfect buyer. Success hinges on protecting your investment every step of the way. Builders Risk Insurance might not seem glamorous, but it’s the safety net that keeps your flip profitable.

Don’t let a single storm—or theft—sink your next project. Protect your investment, your budget, and your sanity.

Contact us today for fast quotes and tailored coverage. Whether your project is big or small, we’ve got you covered.

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